Online Bank: Account opening online application for corporate customers

Document

Submission format

Requirement

Certificate of Incorporation
(Mandatory)

Upload doc copy

Certified copy of the document

Can be requested from MCA (Ministry of Corporate Affairs) / checked for internally

If there has been a name change, then all changed names must be included in the Certificate of Incorporation 

Memorandum of Association 
(Mandatory)

Upload doc copy

Certified copy of the document

Can be requested from MCA (Ministry of Corporate Affairs) / checked for internally

Article of Association 
(Mandatory)

Upload doc copy

Certified copy of the document

Can be requested from MCA (Ministry of Corporate Affairs) / checked for internally

Company PAN Card
(Mandatory)

Upload doc copy

Certified copy of the document

Issued by Income Tax

It must be requested from NSDL if PAN card is misplaced.

Photo should be uploaded - not scan or Xerox copy

Board of Directors Resolution
(Mandatory)

Upload and provide original doc to the bank

Certified true copy on company's letterhead

Signed by authorized directors clearly instructing who can open and operate with their mode of operation in an account including closure of account

Valid within last 6 months

Senior Management Declaration
(Mandatory) 

Upload and provide original doc to the bank

Certified true copy on company's letterhead

Signed by the Authorized Signatories clearly

Has the names & position of the relevant persons holding senior management position including CEO, MD, CFO, COO, CTO, CIO or VP.

If Entity does not have any CFO, CEO, etc. then Directors details needs to be entered but it should be provided as list of directors.

Latest Shareholding Pattern
(Mandatory)

Upload and provide original doc to the bank

Submitted in original along with details of beneficial owners

Attested by CA along with UDIN affixed (a digital signature using CA will be accepted only if it is obtained through the officially registered email address of the respective organization)

UDIN validity - within last 7 days

Address Proof
(Mandatory)

Upload doc copy

The document should be in the name of the entity

1 type should be selected:

• Bank statement
• Utility Bill:

Should not be more than 3 months old

• Landline Telephone Bill:

From statutory authorities

• IEC Certificate:

1. Signed and stamped as per MOP and issued by the office of DGFT
2. Code has 10 characters and alphanumeric length

• Rent Agreement: 

1. Duly notarized
2. Registered agreement in case it is > 12 months
3. In case rent agreement is submitted, ownership proof to be submitted for the land lord (any utility bill in owner’s name or any other valid document)

• GST Certificate:

1. Along with Annex A and B
2. Check that the code entered is a 15-digit alphanumeric code.

Import-Export Code Certificate
(Optional) 

Upload doc copy

Issued by the office of DGFT

Code has 10 characters and alphanumeric length.

GST Certificate
(Optional) 

Upload doc copy

Along with Annex A and B

Code entered is a 15-digit alphanumeric code.

Account opening Cheque
(Optional) 

Upload and provide original doc to the bank

Optional

Valid colored copy of cheque

Issued in favor - “SBER Bank” with the current date in DD/MM/YYYY format and Amount (In Figures & Words)

The initial deposit amount as required by the bank should be mentioned

Signed as per customer's registered signature with the issuing bank.

Document

Submission format

Requirement

For Customer Representative / Authorized Signatory / Sole Proprietor / UBOs / Directors / Partners / Power of Attorney holder

Proof of Identity

Upload document copy

Please select 1 of a government-issued ID document for identity verification:

• Indian Passport 1. At the time of form filling passport should have balance validity of 30 days
  2. At the time of account opening passport should be valid
• Indian Driving License 1. At the time of form filling license should have balance validity of 30 days
  2. At the time of account opening it should be valid
  3. Back side of Driving License is mandatory 
• Voter ID Card/Election Commission of India Identity Card
• Letter by National Population Register
• Job card issued by NREGA
• Aadhar card
  1. Masked from the portal
  2. Make sure that the first eight digits of the number are hidden in the copy
  3. Downloaded date should not be more than 15 days from date of application

PAN Card

Upload document copy

• Photo should be uploaded - not scan or Xerox copy 

Signature without stamp

Upload document copy

• Clear image in JPEG or PNG format
• Sign on a white paper using black or blue ink
• Ensure the image is well-lit, unobstructed, legible and with no additional text.

Colored Photograph

Upload document copy

• Recent passport-sized colored photograph 
• JPEG or PNG format
• The size - 2 inch x 2 inch (51 mm x 51 mm)
• It should have full face, front view, eyes open.
• It should be clear, with continuous-tone quality, clear background and proper lighting.

Additional Document based on selection, which customer will need to Print and upload after filling all KMPs

Form 60 

Upload and provide original document to the bank

-

FATCA Declaration

Upload and provide original document to the bank

• Filled & signed by for all Foreign nationals mandatory

Customer Declaration

Upload and provide original document to the bank

• Signed by all Authorized signatory as per Board resolution
• Should be stamped

For foreign national individual (IF IN INDIA) & (If in India and Holding OCI Card)

Self-attested Domestic passport

Upload document copy

• Translated (if not in English)

Self-attested International passport

Upload document copy

-

Self-attested Overseas and India address proof

Upload document copy

• Translated (if not in English)

Form 60

Upload and provide original document to the bank

-

Valid Visa copy/e-FRRO/OCI card along with arrival Immigration stamp

Upload document copy

-

FATCA CRS form

Upload and provide original document to the bank

• Duly filled
• With TIN number

For foreign national individual (NOT IN INDIA)

Original apostilled/Notarized translated Domestic and International passport

Upload and provide original document to the bank

-

Original Apostilled self-attested translated Overseas address proof

Upload and provide original document to the bank

-

Form 60

Upload and provide original document to the bank

-

FATCA CRS form

Upload and provide original document to the bank

• Duly filled
• With TIN number

Document

Submission format

Requirement

Certificate of Incorporation
(Mandatory)

Upload doс copy

Certified copy of the document

Attested by the Partners / Authorized signatories

If there has been a name change, then all changed names must be included in the Certificate of Incorporation 

Partnership deed and its registration certificate
(Mandatory)

Upload doс copy

Notarized by legal professionals

Can be requested from the partners of the entity

Company PAN Card
(Mandatory)

Upload doс copy

Certified copy of the document

Issued by Income Tax

It must be requested from NSDL if PAN card is misplaced.

Photo should be uploaded - not scan or Xerox copy

Partnership Authority Letter
(Mandatory)

Upload and provide original doc to the bank

LLP Declaration on letterhead signed by 2 DP

Address Proof
(Mandatory)

Upload doс copy

The document should be in the name of the entity

1 type should be selected:

• Bank statement
• Utility Bill:

Should not be more than 3 months old

• Landline Telephone Bill:

From statutory authorities

• IEC Certificate:

1. Signed and stamped as per MOP and issued by the office of DGFT
2. Code has 10 characters and alphanumeric lenght

• Rent Agreement: 

1. Duly notarized
2. Registered agreement in case it is > 12 months
3. In case rent agreement is submitted, ownership proof to be submitted for the land lord (any utility bill in owner’s name or any other valid document)

• GST Certificate:

1. Along with Annex A and B
2. Check that the code entered is a 15-digit alphanumeric code.

Import-Export Code Certificate
(Optional) 

Upload doc copy

Issued by the office of DGFT

Code has 10 characters and alphanumeric lenght.

GST Certificate
(Optional)

Upload doc copy

Along with Annex A and B

Code entered is a 15-digit alphanumeric code.

Account opening Cheque
(Mandatory)

Upload and provide original doc to the bank

Valid colored copy of cheque

Issued in favor - “SBER Bank” with the current date in DD/MM/YYYY format and Amount (In Figures & Words)

The initial deposit amount as required by the bank should be mentioned

Signed as per customer's registered signature with the issuing bank.

Document

Submission format

Requirement

For Customer Representative / Authorized Signatory / Sole Proprietor / UBOs / Directors / Partners / Power of Attorney holder

Proof of Identity

Upload document copy

Please select 1 of a government-issued ID document for identity verification:

• Indian Passport 1. At the time of form filling passport should have balance validity of 30 days
  2. At the time of account opening passport should be valid
• Indian Driving License1. At the time of form filling license should have balance validity of 30 days
  2. At the time of account opening it should be valid
  3. Back side of Driving License is mandatory 
• Voter ID Card/Election Commission of India Identity Card
• Letter by National Population Register
• Job card issued by NREGA
• Aadhar card
  1. Masked from the portal
  2. Make sure that the first eight digits of the number are hidden in the copy
  3. Downloaded date should not be more than 15 days from date of application

PAN Card

Upload document copy

• Photo should be uploaded - not scan or Xerox copy 

Signature without stamp

Upload document copy

• Clear image in JPEG or PNG format
• Sign on a white paper using black or blue ink
• Ensure the image is well-lit, unobstructed, legible and with no additional text.

Colored Photograph

Upload document copy

• Recent passport-sized colored photograph 
• JPEG or PNG format
• The size - 2 inch x 2 inch (51 mm x 51 mm)
• It should have full face, front view, eyes open.
• It should be clear, with continuous-tone quality, clear background and proper lighting.

Additional Document based on selection, which customer will need to Print and upload after filling all KMPs

Form 60 

Upload and provide original document to the bank

-

FATCA Declaration

Upload and provide original document to the bank

• Filled & signed by for all Foreign nationals mandatory

Customer Declaration

Upload and provide original document to the bank

• Signed by all Authorized signatory as per Board resolution
• Should be stamped

For foreign national individual (IF IN INDIA) & (If in India and Holding OCI Card)

Self-attested Domestic passport

Upload document copy

• Translated (if not in English)

Self-attested International passport

Upload document copy

-

Self-attested Overseas and India address proof

Upload document copy

• Translated (if not in English)

Form 60

Upload and provide original document to the bank

-

Valid Visa copy/e-FRRO/OCI card along with arrival Immigration stamp

Upload document copy

-

FATCA CRS form

Upload and provide original document to the bank

• Duly filled
• With TIN number

For foreign national individual (NOT IN INDIA)

Original apostilled/Notarized translated Domestic and International passport

Upload and provide original document to the bank

-

Original Apostilled self-attested translated Overseas address proof

Upload and provide original document to the bank

-

Form 60

Upload and provide original document to the bank

-

FATCA CRS form

Upload and provide original document to the bank

• Duly filled
• With TIN number

Document

Submission format

Requirement

First Address Proofs

Upload document copy

1 address proof should be selected from List A

List A:

• Udyam Registration Certificate
  Issued by the government (Complete copy that includes Proprietor name)
• Certificate / License by the municipal authorities under Shop and Establishment Act 
• GST Certificate
  Along with Annex A and B
• Certificate / Registration document
  Issued by Professional Tax Authorities 
• Import-Export Code
  Issued by the proprietary concern by the office of DGFT
• License issued under Indian Medical Council / Food and Drug Control Authorities / FSSAI
• Certificate of registration under any specific Statute / Act of the Government
• Valid Business License / Certificate of Registration
  Issued State / Central government authority
• Permission / Certificate
  Issued by respective government authority for units in:
  SEZ (Special economic Zone)
  STP (Software Technology Park)
  EOU (Export Oriented Unit)
  EHTP (Electronic Hardware Technology Park)
  DTA (Domestic Terrif Area)
  EPZ (Export Processing Zone)
  in the name of the entity mentioning the proprietor name and address
• Factory registration certificate
  Issued by any state / Central government authority
• IRDA / SEBI Registration Certificate
  In the name of firm with address mentioned 
• License to sell stock / exhibit for Sale or distribute Insecticides rules Issued by respective state/ union government department
• Permission issued by village Administrative Officer / Panchayat Head / Mukhiya / Village Developmental officer / Block development officer or Equal Rank officer for customers in rural / village areas and President/CEO, if document issued by Nagar Parishad/Zilla Parishad.

Second Address Proof 

Upload document copy

1 address proof should be selected from the List B , it should not be the one already selected for Address Proof 1.

Note: Both proofs cannot be taken from List B however can be taken from List A

List A:

• Udyam Registration Certificate
  Issued by the government (Complete copy that includes Proprietor name)
• Certificate / License by the municipal authorities under Shop and Establishment Act 
• GST Certificate
  Along with Annex A and B
• Certificate / Registration document
  Issued by Professional Tax Authorities 
• Import-Export Code
  Issued by the proprietary concern by the office of DGFT
• License issued under Indian Medical Council / Food and Drug Control Authorities / FSSAI
• Certificate of registration under any specific Statute / Act of the Government
• Valid Business License / Certificate of Registration
  Issued State / Central government authority
• Permission / Certificate
  Issued by respective government authority for units in:
  SEZ (Special economic Zone)
  STP (Software Technology Park)
  EOU (Export Oriented Unit)
  EHTP (Electronic Hardware Technology Park)
  DTA (Domestic Terrif Area)
  EPZ (Export Processing Zone)
  in the name of the entity mentioning the proprietor name and address
• Factory registration certificate
  Issued by any state / central government authority
• IRDA/SEBI Registration Certificate
  In the name of firm with address mentioned 
• License to sell stock / exhibit for Sale or distribute Insecticides rules Issued by respective state/ union government department
• Permission issued by village Administrative Officer / Panchayat Head / Mukhiya / Village Developmental officer / Block development officer or Equal Rank officer for customers in rural / village areas and President / CEO, if document issued by Nagar Parishad / Zilla Parishad.

List B
1. Complete copy of Income tax returns in the name of the sole proprietor where the firm’s income is reflected, duly authenticated/acknowledged by the Income Tax authorities;
2. Utility bills in the name of proprietorship firm:

• RWA / Co-Working Space and Building Office Bill not acceptable
• Bill not to be older than 3 month

3. Latest property tax paid receipt / bill raised in the name of the firm:
4. Complete one month Bank account statement or passbook of a PSU / Private Sector / Foreign bank:

• Account should be more than 3 months old and at least 1 customer Induced Transaction
• Along with funding cheque from the same account

Declaration for non-submission of 2nd Entity proof

Upload and provide original document to the bank

Reason for not having the 2nd entity proof should be mentioned 

Name, signature of the Proprietor are present in the document

POA Letter

Upload and provide original document to the bank

-

Account opening Cheque

Upload and provide original document to the bank

Valid colored copy of cheque

Issued in favor -“SBER Bank” with the current date in DD/MM/YYYY format and Amount (In Figures & Words)

The initial deposit amount as required by the bank should be mentioned

Signed as per customer's registered signature with the issuing bank

Import-Export Code Certificate 

Upload document copy

Issued by the office of DGFT

Code has 10 characters and alphanumeric length

GST Certificate

Upload document copy

Along with Annex A and B

Code entered is a 15-digit alphanumeric code

Nomination form DA1

Upload document copy

-

Document

Submission format

Requirement

For Customer Representative / Authorized Signatory / Sole Proprietor / UBOs / Directors / Partners / Power of Attorney holder

Proof of Identity

Upload document copy

Please select 1 of a government-issued ID document for identity verification:

• Indian Passport 1. At the time of form filling passport should have balance validity of 30 days
  2. At the time of account opening passport should be valid
• Indian Driving License1. At the time of form filling license should have balance validity of 30 days
  2. At the time of account opening it should be valid
  3. Back side of Driving License is mandatory 
• Voter ID Card/Election Commission of India Identity Card
• Letter by National Population Register
• Job card issued by NREGA
• Aadhar card
  1. Masked from the portal
  2. Make sure that the first eight digits of the number are hidden in the copy
  3. Downloaded date should not be more than 15 days from date of application

PAN Card

Upload document copy

• Photo should be uploaded - not scan or Xerox copy 

Signature without stamp

Upload document copy

• Clear image in JPEG or PNG format
• Sign on a white paper using black or blue ink
• Ensure the image is well-lit, unobstructed, legible and with no additional text.

Colored Photograph

Upload document copy

• Recent passport-sized colored photograph 
• JPEG or PNG format
• The size - 2 inch x 2 inch (51 mm x 51 mm)
• It should have full face, front view, eyes open.
• It should be clear, with continuous-tone quality, clear background and proper lighting.

Additional Document based on selection, which customer will need to Print and upload after filling all KMPs

Form 60 

Upload and provide original document to the bank

-

FATCA Declaration

Upload and provide original document to the bank

• Filled & signed by for all Foreign nationals mandatory

Customer Declaration

Upload and provide original document to the bank

• Signed by all Authorized signatory as per Board resolution
• Should be stamped

For foreign national individual (IF IN INDIA) & (If in India and Holding OCI Card)

Self-attested Domestic passport

Upload document copy

• Translated (if not in English)

Self-attested International passport

Upload document copy

-

Self-attested Overseas and India address proof

Upload document copy

• Translated (if not in English)

Form 60

Upload and provide original document to the bank

-

Valid Visa copy/e-FRRO/OCI card along with arrival Immigration stamp

Upload document copy

-

FATCA CRS form

Upload and provide original document to the bank

• Duly filled
• With TIN number

For foreign national individual (NOT IN INDIA)

Original apostilled/Notarized translated Domestic and International passport

Upload and provide original document to the bank

-

Original Apostilled self-attested translated Overseas address proof

Upload and provide original document to the bank

-

Form 60

Upload and provide original document to the bank

-

FATCA CRS form

Upload and provide original document to the bank

• Duly filled
• With TIN number

Document

Submission format

Requirement

Partnership deed and its registration certificate

Upload document copy

• Notarised by legal professionals
• Can be requested from the partners of the entity

Entity PAN card

Uploading document copy

• Certified copy of the document
• Issued by Income Tax
• It must be requested from NSDL if PAN card is misplaced.
• Photo should be uploaded - not scan or Xerox copy

Partnership Authority Letter

Upload and provide original document to the bank

• LLP Declaration on letterhead signed by 2 DP

Proof of Address

Upload document copy

The document should be in the name of the entity

1 type should be selected:

• PAN Intimation Letter
• Professional Body Registration Certificate (ICAI / ICSI / ICWAI)
• Udyam Registration Certificate
• Shop & Establishment Certificate
• Income Tax Return (Firm)
• GST Registration Certificate
• Professional Tax Registration Certificate
• Importer Exporter Code (IEC) Certificate
• Utility Bill (Electricity / Water / Internet / Landline)
• Property Tax / Water Tax Receipt
• Bank Account Statement / Passbook
• FSSAI / Medical / Drug Control License
• Registration Certificate under Specific Act
• Government-issued Business License
• SEZ / STP / EOU / EPZ Approval Letter
• RBI / IRDA / SEBI Registration Certificate
• Insecticides License
• TAN Allotment Letter
• Partnership Registration Certificate
• Registered Rent / Lease Agreement

GST Certificate

Uploading document copy

• Along with Annex A and B
• Code entered is a 15-digit alphanumeric code.

Import-Export Code Certificate 

Uploading document copy

• Issued by the office of DGFT
• Code has 10 characters and alphanumeric length.

Account opening Cheque

Upload and provide original document to the bank

• Valid colored copy of cheque
• Issued in favour -“SBER Bank” with the current date in DD/MM/YYYY format and Amount (In Figures & Words)
• The initial deposit amount as required by the bank should be mentioned
• Signed as per customer's registered signature with the issuing bank.

Document

Submission format

Requirement

For Customer Representative / Authorized Signatory / Sole Proprietor / UBOs / Directors / Partners / Power of Attorney holder

Proof of Identity

Upload document copy

Please select 1 of a government-issued ID document for identity verification:

• Indian Passport 1. At the time of form filling passport should have balance validity of 30 days
  2. At the time of account opening passport should be valid
• Indian Driving License
  1. At the time of form filling license should have balance validity of 30 days 2. At the time of account opening it should be valid 3. Back side of Driving License is mandatory 
• Voter ID Card/Election Commission of India Identity Card
• Letter by National Population Register
• Job card issued by NREGA
• Aadhar card
  1 .Masked from the portal
  2. Make sure that the first eight digits of the number are hidden in the copy 3.Downloaded date should not be more than 15 days from date of application

PAN Card

Upload document copy

• Photo should be uploaded - not scan or Xerox copy 

Signature without stamp

Upload document copy

• Clear image in JPEG or PNG format
• Sign on a white paper using black or blue ink
• Ensure the image is well-lit, unobstructed, legible and with no additional text.

Colored Photograph

Upload document copy

• Recent passport-sized colored photograph 
• JPEG or PNG format
• The size - 2 inch x 2 inch (51 mm x 51 mm)
• It should have full face, front view, eyes open.
• It should be clear, with continuous-tone quality, clear background and proper lighting.

Additional Document based on selection, which customer will need to Print and upload after filling all KMPs

Form 60 

Upload and provide original document to the bank

-

FATCA Declaration

Upload and provide original document to the bank

• Filled & signed by for all Foreign nationals mandatory

Customer Declaration

Upload and provide original document to the bank

• Signed by all Authorized signatory as per Board resolution
• Should be stamped

For foreign national individual (IF IN INDIA) & (If in India and Holding OCI Card)

Self-attested Domestic passport

Upload document copy

• Translated (if not in English)

Self-attested International passport

Upload document copy

-

Self-attested Overseas and India address proof

Upload document copy

• Translated (if not in English)

Form 60

Upload and provide original document to the bank

-

Valid Visa copy/e-FRRO/OCI card along with arrival Immigration stamp

Upload document copy

-

FATCA CRS form

Upload and provide original document to the bank

• Duly filled
• With TIN number

For foreign national individual (NOT IN INDIA)

Original apostilled/Notarized translated Domestic and International passport

Upload and provide original document to the bank

-

Original Apostilled self-attested translated Overseas address proof

Upload and provide original document to the bank

-

Form 60

Upload and provide original document to the bank

-

FATCA CRS form

Upload and provide original document to the bank

• Duly filled
• With TIN number